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Auto Insurance

You have come to the right place for auto insurance.  SavePlus Insurance Center wants to help you find the best insurance solutions that fit your needs. Our goal is to provide you with the best options that fit your family’s needs. The more you know about coverages available to you, the better the experience. Our licensed agents understand the importance of being adequately covered and will walk you through the insurance process.

California Law

In case of an accident with injury to other people or property damage, all drivers involved must show financial responsibility (insurance) for any vehicle that they own. If you own and drive a car in California, you must have at least the minimum insurance limits for a standard auto policy:

Minimum Body Injury Liability Limits

  • $15,000 – policy pays up to $15,000 for the death or injury of any one person.
  • $30,000 -policy pays up to $30,000 for the death or injury of more than one person in any one accident. The injured people share the money.
  • This coverage applies to injuries that you cause to someone else.

Minimum Property Damage Liability Limits

  • $5,000 – policy pays up to $5,000 for damage to the property of other people.
  • This coverage includes damage to someone else’s car or to objects and structures that your vehicle hits.

SavePlus Insurance Center offers liability coverage ranging from $15,000 to over $1,000,000 in liability limits. Let us help you protect your assets and build the right protection plan for you. Excellent customer service starts here.

Did You Know?

The registered owner of an uninsured vehicle can lose their privilege to drive for one year if a person other than the registered owner gets into an accident while driving that car. That’s right. Both the driver and the registered owner will receive a one-year suspension and will be required to maintain proof of insurance (SR22) with the DMV for three years.

SavePlus Insurance Center believes that talking about the possibility of such incidents should be included in the process. Our goal is to equip you with the knowledge to understand your policy’s benefits.

Check out SR22

Selecting the Right Coverage

Choose coverage type

Auto insurance has 3 main parts: liability, comprehensive, and collision coverage. Liability covers damages caused by you and your vehicle that resulted from an accident.

Liability covers

Collision

Covers damage to your vehicle as a result of an at-fault accident

Comprehensive

Covers damage to your vehicle that was caused from an incident that was “other than a collision”. An example would be damage result from a falling tree or even theft of your vehicle.

Uninsured/Under-insured Motorist

Covers you if someone damages your vehicle in an accident but doesn’t have insurance or doesn’t have enough insurance to cover the repairs or replacement of your vehicle. This type of coverage is usually very inexpensive to add on to an auto insurance policy.

Business Use for Auto

Are you an Uber, Lyft or other ride share driver? Do you need to drive your personal vehicle for business- or work-related purposes? Save Plus has great options to keep you covered when using your personal vehicle for artisan or commercial use. With a specialized policy you can use your vehicle guilt free knowing it will be covered if anything unexpected happens.

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